Our 2025 net salary calculator converts your gross salary into the net monthly income you will actually receive in your bank account. It includes the official IRPF tax brackets and Social Security contributions by autonomous community, with both quick and detailed calculation options.
This is what you actually receive each month, after deducting:
Example: a €30,000 gross annual salary is approximately €23,500 net in Madrid with 14 payments.
The IRPF 2025 is a progressive tax: the higher your income, the higher your rate. Each autonomous community applies different brackets:
Below is a simplified estimate for 14 payments in 2025:
| Gross Annual Salary | Madrid (net) | Catalonia (net) |
|---|---|---|
| €20,000 | ≈ €16,400 | ≈ €16,100 |
| €30,000 | ≈ €23,500 | ≈ €22,900 |
| €50,000 | ≈ €36,800 | ≈ €35,600 |
The 2025 Spanish minimum wage (SMI) is set at €1,134 gross per month over 14 payments, which equals approximately €965 net. This benchmark affects millions of employment contracts in Spain.
Many professionals compare Spain’s net salary with other European countries. The difference depends not only on gross income but also on taxes and social contributions.
| Country | Gross annual salary (example: €30,000) | Approx. net salary |
|---|---|---|
| Spain | €30,000 | ≈ €23,500 |
| France | €30,000 | ≈ €24,200 |
| Germany | €30,000 | ≈ €21,800 |
| Portugal | €30,000 | ≈ €22,700 |
*Approximate values for a single worker with no children, standard contract, year 2025. Results may vary depending on personal situation, tax deductions, and contribution schemes in each country.*
In Madrid, the first tax bracket applies a 19% rate up to €12,450, which reduces withholding compared to other regions.
Catalonia applies higher rates in the lower brackets, while Andalusia maintains values close to the national average.
With 12 payments you get more each month; with 14, you receive extra payments in June and December.
It includes pensions, sick leave, unemployment benefits, and access to public healthcare.
Our net salary calculator is based on data published in the BOE and the official IRPF and Social Security tables. However, it is a simulation tool with no legal or fiscal binding value. Our team continuously updates the figures, but slight differences may appear compared to your payslip or tax declaration.
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